About us

Executive Director, Operations Retails Customers Area, COO Division, ING Bank Śląski

She has been responsible for the area of accounts, payments, payment cards and mobile payments for individual customers since 1 January 2017. In this position, she is also responsible for working with integrators and payment organizations. In 2014–2016, she was the Director of the Next Generation of Banking Programme. During this period, she was responsible for implementing a new online and mobile banking system for retail customers. 2017-2021 Director of the Agile Banking Centre Daily Banking Retail Banking Division of ING Bank Śląski S.A.

In earlier years, Barbara Borgieł-Cury gained experience in the area of deposit products and the retail network, where she was responsible for, among others, process improvements and efficiency.

She represented ING Bank Śląski in the work of the Working Groups at the National Bank of Poland and Polish Banks’ Association in the area of payments and cards. She has been with ING Bank Śląski S.A. since the start of her career. Barbara Borgieł-Cury is a graduate of the Kraków University of Economics.

Director of the Electronic Banking Department at Bank Millennium S.A.

She has been working for Bank Millennium since 2002. Initially as a specialist in the Prestige Marketing Department. Since 2003, Specialist in the Online Banking Department.

In the following years, she was the Head of the Website Management Team in the Electronic Banking Department (2006–2010). Since 2010, she has been additionally responsible for creation, development and standards in the UX and UI area. Since 2015, she has been holding the post of Manager of the Sales Team, UX and UI in the electronic channels.

In 2000–2002, she worked for Jeronimo Martins as a Regional Coordinator.

She is a graduate of the University of Warsaw.

Managing Director for Retail Products and Client Segments at mBank S.A. (Commerzbank Group)

Aleksandra is a senior leader with P&L responsibility, experienced in business development and innovation scaling. Her skills cover restructuring, customer intelligence, customer experience, digital & direct sales management. She lead complex teams of up to 1k people.

Her most important engagements included creating first in Europe payment marketing platform offered by bank, introducing agile analytics approach to bank’s direct communication as well as agile transformation of Contact Center.

Before joining mBank she worked for Big4 consulting company in business advisory.   

Tribe Leader at Santander Bank Polska

Tomasz Niewiedział is a graduate of the Adam Mickiewicz University in Poznań specializing in Computer Science and History.

Since 1995, he worked first for Wielkopolski Bank Kredytowy and then for Bank Zachodni WBK (currently Santander Bank Polska).

He was Director of the Application Development Department from 2004 and then, as Director of the Systems Development Area, he was responsible for the development of banking systems.

He has been responsible for business and the development of modern distribution channels since 2013, managing the Mobile and Online Banking Area.

Director of Alior Bank S.A.’s Clearing Department

He has been with Alior Bank since its establishment in 2008. He is currently responsible for contacts with payment organizations, service providers, the launch of new processes and products and ongoing support of operational processes related to the supervised area of payments (cards, domestic and foreign payments), treasury settlements, settlement of partner networks, trade finance, cash management and handling enforcement proceedings.

In 1995–2007, he was an employee, followed by a manager of the Operations Department of Bank BPH S.A.

Artur Owsianka is a graduate of the Kraków University of Economics and the AGH University of Science and Technology in Kraków.

Managing Director of the Strategy and Digital Transformation Division at PKO Bank Polski

She has an extensive and long-standing experience in banking. She is an effective manager, managing complex organisational structures and crucial projects.

Katarzyna Dziwulska is responsible for the process of building and implementing the strategy of PKO Bank Polski, developing, among others digital transformation, aiming for maximization of the bank's position as a technology company friendly to both customers and employees. The bank's innovative processes, supervised by her, include also the area of building and developing the Open Banking, with effective data analysis and efficient digital channels, as well as cooperation with the start-up community, including, an acceleration program "Let's Fintech with PKO Bank Polski", which is managed by her.

Over the period of 2013-2022 she was associated with Alior Bank, where she managed, among others the largest business unit - the Retail Sales Division. She successfully implemented the sales strategy and set goals and during the global pandemic she accurately identified threats and managed the change process.

Katarzyna Dziwulska managed also a branch of T-Mobile Bank Services. An innovative on a global scale project, which she then supervised - an alias of a bank and a telecom - ended with huge success. At that time, she was also responsible for preparation, implementation and application of an extensive system of monitoring the implementation of the sales strategy, and several other strategic projects.

Over the period of 2001-2012 she was associated with z Citi Bank Handlowy, where, occupying various positions, she was responsible for sales.

Katarzyna Dziwulska shares her expert knowledge and experience in the area of planning and implementing bank's development strategy, building digital competences in sales, as well as reducing operational risk and increasing the effectiveness of bank's activities, by participating in various committees and boards.

General Manager for Poland, the Czech Republic and Slovakia at Mastercard Europe

Bartosz Ciołkowski was appointed General Manager of the Polish branch of Mastercard Europe in January 2014 and, in September 2019, he also assumed responsibility for managing the company on the Czech and Slovak markets. He previously held the position of Sales Director, responsible for developing Mastercard’s business in Poland.

Bartosz Ciołkowski started his career at BZ WBK. Before joining Mastercard, he also worked for Pekao SA, supervising the Payment Card Development Department. He joined Mastercard in 2005 as an Account Manager. After that, he was responsible for developing the credit card market in Poland, the Czech Republic, Hungary and Ukraine. In 2008, he assumed responsibiliby for developing the company’s consulting department, Mastercard Advisors, in the Central and Eastern European countries, conducting over 50 projects in the area of optimizing the profitability of payment products, developing innovative solutions and loyalty programmes, as well as co-branding projects.

In 2017, he received the eDukat prize in the category of Personality of the Year, awarded by the Foundation for Cashless Trade Development [Fundacja Rozwoju Obrotu Bezgotówkowego], for his contribution to building a cashless Poland and effective leadership in the work on the Cashless Trade Development Programme. He was the first Chairman of the Board of the Cashless Poland Foundation (until September 2019), supervising a large-scale project of financing payment terminals for retailers, as a result of extensive cooperation between the financial industry and the Polish government. He is currently a member of the Foundation’s Council.

Bartosz Ciołkowski is a graduate of the Faculty of Economics at the Poznań University of Economics, specializing in economic policy and strategy.

Independent member of the Supervisory Board of the Polish Payment Standard

Zbigniew Jagiełło for over 25 years has been actively involved in defining and implementing the most efficient operational standards in Polish financial services sector. For 12 years he served as President of the Management Board of PKO Bank Polski, which under his management more than doubled the scale of its operations and underwent an extensive digital transformation.

Originator and co-creator of the BLIK mobile payment system based on the IKO device created by PKO Bank Polski.

Graduated from the Faculty of Information Technology and Management of Wrocław University of Technology and completed post-graduate studies organized by Foundation for Education of Managers and University of Gdańsk where he was granted Executive MBA title certified by Rotterdam School of Management, Erasmus University.