About us

Managing Director for Retail Products and Client Segments at mBank S.A. (Commerzbank Group)

Aleksandra is a senior leader with P&L responsibility, experienced in business development and innovation scaling. Her skills cover restructuring, customer intelligence, customer experience, digital & direct sales management. She lead complex teams of up to 1k people.

Her most important engagements included creating first in Europe payment marketing platform offered by bank, introducing agile analytics approach to bank’s direct communication as well as agile transformation of Contact Center.

Before joining mBank she worked for Big4 consulting company in business advisory.   

Director of Alior Bank S.A.’s Clearing Department

He has been with Alior Bank since its establishment in 2008. He is currently responsible for contacts with payment organizations, service providers, the launch of new processes and products and ongoing support of operational processes related to the supervised area of payments (cards, domestic and foreign payments), treasury settlements, settlement of partner networks, trade finance, cash management and handling enforcement proceedings.

In 1995–2007, he was an employee, followed by a manager of the Operations Department of Bank BPH S.A.

Artur Owsianka is a graduate of the Kraków University of Economics and the AGH University of Science and Technology in Kraków.

General Manager of South East Europe at Mastercard Europe

Bartosz Ciołkowski was appointed General Manager of the Polish branch of Mastercard Europe in January 2014 and, in September 2019, he also assumed responsibility for managing the company on the Czech and Slovak markets. He previously held the position of Sales Director, responsible for developing Mastercard’s business in Poland.

Bartosz Ciołkowski started his career at BZ WBK. Before joining Mastercard, he also worked for Pekao SA, supervising the Payment Card Development Department. He joined Mastercard in 2005 as an Account Manager. After that, he was responsible for developing the credit card market in Poland, the Czech Republic, Hungary and Ukraine. In 2008, he assumed responsibility for developing the company’s consulting department, Mastercard Advisors, in the Central and Eastern European countries, conducting over 50 projects in the area of optimizing the profitability of payment products, developing innovative solutions and loyalty programmes, as well as co-branding projects.

In 2017, he received the eDukat prize in the category of Personality of the Year, awarded by the Foundation for Cashless Trade Development [Fundacja Rozwoju Obrotu Bezgotówkowego], for his contribution to building a cashless Poland and effective leadership in the work on the Cashless Trade Development Programme. He was the first Chairman of the Board of the Cashless Poland Foundation (until September 2019), supervising a large-scale project of financing payment terminals for retailers, as a result of extensive cooperation between the financial industry and the Polish government. He is currently a member of the Foundation’s Council.

Bartosz Ciołkowski is a graduate of the Faculty of Economics at the Poznań University of Economics, specializing in economic policy and strategy.

Independent member of the Supervisory Board of the Polish Payment Standard

Zbigniew Jagiełło for over 25 years has been actively involved in defining and implementing the most efficient operational standards in Polish financial services sector. For 12 years he served as President of the Management Board of PKO Bank Polski, which under his management more than doubled the scale of its operations and underwent an extensive digital transformation.

Originator and co-creator of the BLIK mobile payment system based on the IKO device created by PKO Bank Polski.

Graduated from the Faculty of Information Technology and Management of Wrocław University of Technology and completed post-graduate studies organized by Foundation for Education of Managers and University of Gdańsk where he was granted Executive MBA title certified by Rotterdam School of Management, Erasmus University.

President of the Management Board of ING Bank Śląski

Brunon Bartkiewicz has been connected with ING Bank Slaski and ING since the early 1990s.

In 1995, he took the position of president of the management board of Bank Śląski. In 2000, he was appointed general director and member of the management board at ING Direct NV bank for another four years. In this role, he was responsible for credit and market risk management, IT and operational support and operational risk management.

In 2004, he became the CEO of ING Bank Slaski. And in 2010, he became a member of the General Management Team at ING Direct, where he was responsible for operations in Spain, Italy, France, the UK, Australia, among others. Since 2012, he has overseen ING's operations in France, Italy, Poland, Spain, Romania and Turkey.

As Chief Innovation Officer at ING Group (since 2014), Bruno Bartkiewicz played a significant role at ING in implementing innovations, promoting pioneering ideas and solutions, applying modern technologies and introducing innovations quickly to the market.

In 2016, he was once again appointed CEO of ING Bank Slaski.
Brunon Bartkiewicz graduated from the Faculty of Foreign Trade at the School of Planning and Statistics (SGH).

President of the Management Board of Bank Millenium S.A.

Mr. Joao Nuno Lima Bras Jorge, a graduate of the Universidade Catolica Portuguesa's Management Studies Program, and the Advanced Management Program of PADE under AESE.

He began his career in 1990 as a stockbroker. Over the next 10 years, he was involved in investment banking, holding such positions as board member of an investment bank. He also was a member of the Board of the Lisbon Stock Exchange. Before coming to Poland, he held the position of the Head of Retail Banking Customer Division and the Retail Network Coordinator of Millennium bcp for 5 years.

From 19 July 2006 he has been a member of the Management Board of Bank Millennium S.A., from 2006 to 2008 he managed the Retail Banking division, and from 2009 the Corporate Banking area. Since April 22, 2010 he was the Vice President of the Management Board, and since October 24, 2013 he has been the President of the Management Board of Bank Millennium S.A.

President of Santander Bank Poland and Country Head of the Santander Group

Michał Gajewski is a banker, sports enthusiast (marathon runner and triathlete) and art lover. Michał is a legal counselor by education. After graduating from Adam Mickiewicz University in Poznan, he completed courses at Northwestern University in Chicago and at the London Business School.

He has been professionally involved in banking since 1992, and from 1992 to 2008 he worked for the BZ WBK Group (now Santander Bank Poland). He started his career in the bank as a branch employee. He later held various middle and senior management positions up to the position of Board Member in charge of retail banking. From 2008 to 2011, he was Vice President of the Management Board of Bank BGŻ S.A. (now BNP Paribas), where he was responsible for the Retail Business and Small Business Banking Area and the Corporate Client Division. In 2012, he joined Bank Millennium S.A., where he initially became Macroregional Director in the Retail Banking Division, and in 2015 was appointed as Member of the Management Board in charge of the Retail Banking Division. In 2016, he returned to Santander Bank Poland and was appointed to the position of President and then, in 2019, to the role of Country Head in the Santander Group.

With his experience at all levels of banking, from the branch to the top management positions, Michał remains extremely committed to the day-to-day operations of the bank, especially the sales network, and always puts the customer's perspective first. As a leader, he believes in continuous learning and development.

President of the Management Board of PKO Bank Polski

Experienced manager with strong qualifications in executive positions in banks and other financial institutions. Successful manager in state-owned and private companies, with a proven track record of success. Since 2016, founder, co-owner and CEO of Shumee SA (commerce platform) - one of the leaders on the cross-border e-commerce market. Member of supervisory boards with many years of experience in the area of professional corporate governance standards. Expert in banking, e-commerce, incubation and acceleration of start'ups. Panelist and author of numerous publications about e-commerce market and marketplace platforms. Long-distance runner, music enthusiast and happy dad of four daughters.

He is a graduate of International Economic and Political Relations at the University of Łódź and the Advanced Management Programme at INSEAD in Fontainebleau. He also completed the Executive MBA Program at the Faculty of Management, University of Łódź, organized in cooperation with Towson University and Robert H. Smith School of Business.

For eight years, until June 2016, he held the position of President and Vice President of the Management Board of Bank Pocztowy. During that time, the Bank acquired about one million clients and underwent a transformation from a clearing institution to a mass retail bank, launching, among other things, modern online banking and a network of about 300 branches.

Previously, he was working for mBank for seven years. He managed the areas of marketing, online sales and business development, among others.

Socially, he holds the position of Head of the Entrepreneurship Council at the University of Łódź.